Coastal flooding occurs at predictable times, research reveals

Billy Odell Tucker-Robinson Founder & Host — Banking With Billy Network • Financial Intelligence • Markets • World News • Independent Analysis
Published: 2026-09-24 • Permanent link

A recent study by researchers at the University of Central Florida has revealed that coastal flooding is not as unpredictable as previously thought. According to Ivan Haigh, the study found that recurrent coastal floods occur at highly predictable times, often tied to lunar cycles and tidal patterns. The findings have significant implications for coastal communities and investors alike, as it may lead to a better understanding of when and where these events are likely to occur.

The impact of this research on the insurance industry cannot be overstated. With the ability to pinpoint more accurate flood-prone areas, insurers can reassess their policies and premiums to better reflect the risks. This could lead to more accurate pricing and reduced financial losses for both insurers and policyholders. Furthermore, the data could also inform urban planning and development strategies, allowing for more effective mitigation of flood damage.

Historically, coastal flooding has been a major concern for coastal communities, with devastating effects seen in cities like Miami and New Orleans. However, experts argue that by studying these events and identifying patterns, we can better prepare for and respond to them. Ivan Haigh's research is a significant step in this direction, and it will be interesting to see how policymakers and industry leaders incorporate these findings into their decision-making processes.

As the research continues to unfold, investors will be watching closely to see how this new information affects the market. With the ability to better predict and prepare for coastal flooding, there may be opportunities for companies that specialize in flood mitigation and insurance. However, there are also risks associated with this newfound understanding, including the potential for increased costs and regulatory burdens.